:root {
  --gold:#1A6FB5; --gold-light:#4D9FE8; --cream:#F4F8FC; --ivory:#EAF1F8;
  --dark:#0A1929; --dark-mid:#102A43; --brown:#1E4D7B;
  --text:#1A2D40; --text-light:#5A7A94; --border:rgba(26,111,181,0.2);
  --red:#C0392B; --green:#27AE60; --sidebar-w:256px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;scroll-behavior:smooth}
body{font-family:"Josefin Sans",sans-serif;background:var(--cream);color:var(--text);overflow-x:hidden}
a{text-decoration:none;color:inherit}

.flash{position:fixed;top:20px;right:20px;z-index:9999;padding:14px 20px 14px 16px;min-width:280px;max-width:420px;background:var(--dark);color:var(--cream);display:flex;align-items:center;gap:12px;font-size:13px;letter-spacing:.04em;border-left:3px solid var(--gold);animation:slideIn .3s ease}
.flash-success{border-color:var(--green)} .flash-error{border-color:#C0392B}
.flash button{margin-left:auto;background:none;border:none;color:rgba(250,247,240,.4);cursor:pointer;font-size:18px;line-height:1;padding:0 4px}
.flash button:hover{color:var(--cream)}
@keyframes slideIn{from{opacity:0;transform:translateX(16px)}to{opacity:1;transform:translateX(0)}}

.app-layout{display:flex;min-height:100vh}
.sidebar{width:var(--sidebar-w);background:var(--dark);min-height:100vh;position:fixed;left:0;top:0;z-index:200;display:flex;flex-direction:column;border-right:1px solid var(--border);transition:transform .3s ease}
.sidebar-logo{padding:24px 20px;border-bottom:1px solid var(--border);display:flex;align-items:center;gap:12px}
.logo-mark{width:38px;height:38px;border:1.5px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:"Cormorant Garamond",serif;font-size:15px;color:var(--gold);flex-shrink:0}
.logo-text .name{font-size:11px;letter-spacing:.22em;color:var(--cream);text-transform:uppercase}
.logo-text .sub{font-family:"Cormorant Garamond",serif;font-size:11px;color:var(--gold);font-style:italic}
.sidebar-nav{flex:1;padding:16px 0;overflow-y:auto}
.nav-section{margin-bottom:4px}
.nav-section-title{font-size:8px;letter-spacing:.4em;text-transform:uppercase;color:rgba(201,168,76,.4);padding:6px 20px 3px}
.nav-item{display:flex;align-items:center;gap:11px;padding:10px 20px;cursor:pointer;transition:all .2s;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:rgba(250,247,240,.5);border-left:2px solid transparent}
.nav-item:hover{color:var(--gold-light);background:rgba(201,168,76,.05)}
.nav-item.active{color:var(--gold);border-left-color:var(--gold);background:rgba(201,168,76,.08)}
.nav-icon{width:16px;text-align:center;font-size:13px}
.sidebar-footer{padding:16px 20px;border-top:1px solid var(--border)}
.user-pill{display:flex;align-items:center;gap:10px}
.user-avatar{width:34px;height:34px;background:var(--dark-mid);border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:"Cormorant Garamond",serif;font-size:14px;color:var(--gold);flex-shrink:0}
.user-info .uname{font-size:11px;letter-spacing:.08em;color:var(--cream)}
.user-info .uid{font-family:"Cormorant Garamond",serif;font-size:11px;color:var(--text-light)}
.logout-btn{margin-left:auto;background:none;border:1px solid rgba(201,168,76,.2);padding:5px 7px;color:var(--text-light);cursor:pointer;font-size:12px;transition:all .2s;line-height:1}
.logout-btn:hover{border-color:#C0392B;color:#C0392B}

.main-content{margin-left:var(--sidebar-w);flex:1;min-height:100vh}
.topbar{height:60px;background:var(--dark);border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;padding:0 28px;position:sticky;top:0;z-index:50}
.topbar-left{display:flex;align-items:center;gap:14px}
.sidebar-toggle{display:none;background:none;border:1px solid var(--border);color:var(--gold);padding:6px 10px;cursor:pointer;font-size:14px}
.topbar-title{font-family:"Cormorant Garamond",serif;font-size:20px;color:var(--cream);font-weight:300}
.topbar-date{font-size:9px;letter-spacing:.2em;color:var(--text-light);text-transform:uppercase}
.page-content{padding:28px}

.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px;margin-bottom:28px}
.stat-card{background:var(--dark);border:1px solid var(--border);padding:22px;position:relative;overflow:hidden;transition:border-color .3s}
.stat-card:hover{border-color:var(--gold)}
.stat-card::after{content:"";position:absolute;bottom:0;left:0;width:100%;height:2px;background:linear-gradient(90deg,var(--gold),transparent)}
.stat-label{font-size:8px;letter-spacing:.35em;text-transform:uppercase;color:var(--text-light);margin-bottom:9px}
.stat-value{font-family:"Cormorant Garamond",serif;font-size:34px;color:var(--cream);font-weight:300;line-height:1}
.stat-value.gold{color:var(--gold-light)}
.stat-sub{font-size:9px;color:var(--text-light);margin-top:5px;letter-spacing:.08em}
.stat-icon{position:absolute;top:18px;right:18px;font-size:26px;opacity:.12}

.two-col-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:22px}
.panel{background:var(--dark);border:1px solid var(--border);margin-bottom:22px}
.panel-header{padding:18px 22px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between}
.panel-title{font-family:"Cormorant Garamond",serif;font-size:19px;color:var(--cream);font-weight:300}
.panel-meta{font-size:10px;letter-spacing:.15em;color:var(--text-light)}
.panel-body{padding:22px}
.panel-body-flush{padding:0 22px}
.panel-empty{background:var(--dark);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;padding:40px;font-family:"Cormorant Garamond",serif;font-size:18px;color:var(--text-light)}

.table-wrap{overflow-x:auto}
.data-table{width:100%;border-collapse:collapse}
.data-table th{font-size:8px;letter-spacing:.28em;text-transform:uppercase;color:var(--text-light);padding:10px 14px;text-align:left;border-bottom:1px solid var(--border)}
.data-table td{padding:13px 14px;border-bottom:1px solid rgba(201,168,76,.07);font-size:12px;color:rgba(250,247,240,.75)}
.data-table tr:hover td{background:rgba(201,168,76,.04)}
.amount-credit{color:var(--green);font-family:"Cormorant Garamond",serif;font-size:16px}
.amount-debit{color:#E74C3C;font-family:"Cormorant Garamond",serif;font-size:16px}
.amount-neutral{color:var(--gold-light);font-family:"Cormorant Garamond",serif;font-size:16px}
.td-empty{text-align:center;padding:40px;color:var(--text-light);font-family:"Cormorant Garamond",serif;font-size:18px}
.td-mono{font-family:monospace;font-size:10px;color:var(--text-light)}
.td-sub{font-size:10px;color:var(--text-light)}
.td-id{font-family:monospace;font-size:11px;color:var(--gold)}

.badge{display:inline-block;padding:3px 9px;font-size:8px;letter-spacing:.18em;text-transform:uppercase}
.badge-green{background:rgba(39,174,96,.15);color:#27AE60}
.badge-red{background:rgba(192,57,43,.15);color:#E74C3C}
.badge-gold{background:rgba(201,168,76,.15);color:var(--gold)}
.badge-blue{background:rgba(41,128,185,.15);color:#3498DB}
.badge-grey{background:rgba(120,120,120,.15);color:#999}

.form-grid{display:grid;gap:14px}
.form-grid-2{grid-template-columns:1fr 1fr}
.form-full{grid-column:1/-1}
.form-group{display:flex;flex-direction:column;gap:6px}
.form-group label{font-size:8px;letter-spacing:.32em;text-transform:uppercase;color:var(--text-light)}
.form-group input,.form-group select,.form-group textarea{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.2);padding:11px 14px;color:rgba(250,247,240,.85);font-family:"Josefin Sans",sans-serif;font-size:13px;letter-spacing:.04em;outline:none;transition:border-color .3s;appearance:none;width:100%}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold)}
.form-group select option{background:var(--dark-mid)}
.form-group textarea{resize:vertical;min-height:80px}
.form-error{background:rgba(192,57,43,.1);border:1px solid rgba(192,57,43,.3);color:#E74C3C;padding:10px 14px;font-size:12px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:11px 26px;cursor:pointer;border:none;transition:all .3s;font-family:"Josefin Sans",sans-serif;font-size:10px;letter-spacing:.22em;text-transform:uppercase}
.btn-primary{background:var(--gold);color:var(--dark)}
.btn-primary:hover{background:var(--gold-light)}
.btn-outline{background:none;border:1px solid var(--border);color:var(--gold)}
.btn-outline:hover{border-color:var(--gold);background:rgba(201,168,76,.06)}
.btn-danger{background:rgba(192,57,43,.12);border:1px solid rgba(192,57,43,.3);color:#E74C3C}
.btn-danger:hover{background:rgba(192,57,43,.22)}
.btn-success{background:rgba(39,174,96,.12);border:1px solid rgba(39,174,96,.3);color:#27AE60}
.btn-success:hover{background:rgba(39,174,96,.22)}
.btn-sm{padding:6px 14px;font-size:9px}
.btn-full{width:100%}
.btn:disabled{opacity:.5;cursor:not-allowed}
.active-filter{border-color:var(--gold);background:rgba(201,168,76,.1)}

.account-card{background:linear-gradient(135deg,var(--dark-mid) 0%,var(--dark) 100%);border:1px solid var(--border);padding:26px;position:relative;overflow:hidden}
.account-card::before{content:"BA";position:absolute;right:16px;top:50%;transform:translateY(-50%);font-family:"Cormorant Garamond",serif;font-size:88px;color:rgba(201,168,76,.05);font-weight:300;line-height:1}
.ac-type{font-size:8px;letter-spacing:.38em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.ac-balance{font-family:"Cormorant Garamond",serif;font-size:38px;color:var(--cream);font-weight:300;line-height:1;margin-bottom:4px}
.ac-currency{font-size:10px;letter-spacing:.28em;color:var(--text-light);margin-bottom:18px}
.ac-number{font-size:11px;letter-spacing:.18em;color:rgba(250,247,240,.4)}
.ac-iban{font-size:9px;color:rgba(250,247,240,.25);margin-top:3px;letter-spacing:.04em;word-break:break-all}

.bank-card{width:100%;max-width:300px;height:178px;background:linear-gradient(135deg,#1A1610,#2E2619);border:1px solid var(--gold);padding:18px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:space-between}
.bank-card.blocked{opacity:.55;filter:grayscale(.5)}
.bank-card::before{content:"";position:absolute;right:-36px;top:-36px;width:150px;height:150px;border:36px solid rgba(201,168,76,.07);border-radius:50%}
.card-network{position:absolute;top:16px;right:16px;font-size:9px;letter-spacing:.2em;color:var(--gold);text-transform:uppercase}
.card-chip{width:32px;height:24px;background:linear-gradient(135deg,var(--gold),var(--gold-light));border-radius:2px;margin-bottom:10px}
.card-number-display{font-size:12px;letter-spacing:.22em;color:rgba(250,247,240,.7);font-family:"Josefin Sans",sans-serif}
.card-footer-row{display:flex;justify-content:space-between;align-items:flex-end}
.card-holder-name{font-size:10px;letter-spacing:.18em;color:var(--gold-light);text-transform:uppercase}
.card-expiry{font-size:9px;color:rgba(250,247,240,.4);letter-spacing:.12em}
.card-type-badge{text-align:right;font-size:9px;letter-spacing:.15em;text-transform:uppercase;color:var(--text-light)}
.card-status-active{color:#27AE60;margin-top:2px}
.card-status-blocked{color:#E74C3C;margin-top:2px}
.card-actions{display:flex;gap:8px;margin-top:10px}

.loan-card{background:rgba(255,255,255,.02);border:1px solid var(--border);padding:18px;margin-bottom:10px;transition:border-color .3s}
.loan-card:hover{border-color:var(--gold)}
.loan-card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px}
.loan-type{font-family:"Cormorant Garamond",serif;font-size:19px;color:var(--cream)}
.loan-amount{font-family:"Cormorant Garamond",serif;font-size:26px;color:var(--gold-light);margin-bottom:10px}
.loan-details{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.loan-detail-label{font-size:8px;letter-spacing:.28em;text-transform:uppercase;color:var(--text-light);margin-bottom:2px}
.loan-detail-value{font-family:"Cormorant Garamond",serif;font-size:17px;color:var(--cream)}
.loan-meta{font-size:10px;color:var(--text-light);margin-top:8px}
.loan-calc-box{background:rgba(201,168,76,.05);border:1px solid var(--border);padding:14px}
.lc-row{display:flex;justify-content:space-between;margin-bottom:8px}
.lc-row span{font-size:11px;color:var(--text-light)}
.lc-val{font-family:"Cormorant Garamond",serif;font-size:22px;color:var(--gold-light)}
.lc-val-sm{font-family:"Cormorant Garamond",serif;font-size:17px;color:rgba(250,247,240,.6)}

.activity-item{display:flex;align-items:center;gap:14px;padding:12px 0;border-bottom:1px solid rgba(201,168,76,.07)}
.activity-item:last-child{border-bottom:none}
.activity-icon{width:36px;height:36px;flex-shrink:0;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:15px}
.activity-icon.credit{border-color:rgba(39,174,96,.3);color:#27AE60}
.activity-icon.debit{border-color:rgba(192,57,43,.3);color:#E74C3C}
.activity-icon.transfer{border-color:rgba(201,168,76,.3);color:var(--gold)}
.activity-info{flex:1}
.activity-desc{font-size:12px;color:rgba(250,247,240,.75)}
.activity-date{font-size:9px;color:var(--text-light);margin-top:2px}
.activity-amount{font-family:"Cormorant Garamond",serif;font-size:19px;font-weight:300}
.activity-amount.plus{color:#27AE60}
.activity-amount.minus{color:#E74C3C}
.activity-balance{font-size:9px;color:var(--text-light);text-align:right}
.activity-group{margin-bottom:22px}
.activity-date-header{font-size:9px;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;padding-bottom:6px;border-bottom:1px solid rgba(201,168,76,.1)}

.quick-actions-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.quick-action-btn{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 8px;border:1px solid var(--border);color:rgba(250,247,240,.6);transition:all .25s;cursor:pointer;background:none}
.quick-action-btn:hover{border-color:var(--gold);color:var(--gold);background:rgba(201,168,76,.06)}
.qa-icon{font-size:20px;color:var(--gold)}
.quick-action-btn span:last-child{font-size:9px;letter-spacing:.2em;text-transform:uppercase}

.page-narrow{max-width:580px}
.balance-bar{display:flex;align-items:center;justify-content:space-between;padding:14px 16px;background:rgba(201,168,76,.05);border:1px solid var(--border);margin-bottom:4px}
.balance-bar-label{font-size:9px;letter-spacing:.3em;text-transform:uppercase;color:var(--text-light)}
.balance-bar-value{font-family:"Cormorant Garamond",serif;font-size:24px;color:var(--gold-light)}
.quick-amounts{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}

.bank-details{display:flex;flex-direction:column}
.bd-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(201,168,76,.08)}
.bd-row:last-child{border-bottom:none}
.bd-label{font-size:9px;letter-spacing:.28em;text-transform:uppercase;color:var(--text-light)}
.bd-value{font-family:"Cormorant Garamond",serif;font-size:16px;color:var(--cream)}

.notice-text{font-family:"Cormorant Garamond",serif;font-size:16px;color:rgba(250,247,240,.5);line-height:1.7}
.notice-box{background:rgba(201,168,76,.04);border:1px solid var(--border);padding:14px}
.notice-box p{font-family:"Cormorant Garamond",serif;font-size:15px;color:rgba(250,247,240,.45);line-height:1.6}

.pagination{display:flex;gap:4px;padding:16px 22px;justify-content:center}
.page-btn{padding:6px 12px;border:1px solid var(--border);color:var(--text-light);font-size:10px;transition:all .2s}
.page-btn:hover,.page-btn.active{border-color:var(--gold);color:var(--gold);background:rgba(201,168,76,.08)}

.search-bar{display:flex;gap:10px;flex-wrap:wrap}
.search-bar input{flex:1;min-width:200px}
.search-bar select{min-width:130px}
.action-btns{display:flex;gap:6px;flex-wrap:wrap}
.empty-state{text-align:center;padding:48px 20px}
.empty-icon{font-size:44px;opacity:.18;margin-bottom:14px}
.empty-state p{font-family:"Cormorant Garamond",serif;font-size:19px;color:var(--text-light)}

.admin-shortcut-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px}
.shortcut-card{background:var(--dark);border:1px solid var(--border);padding:24px;transition:border-color .3s}
.shortcut-card:hover{border-color:var(--gold)}
.shortcut-num{font-family:"Cormorant Garamond",serif;font-size:48px;font-weight:300;line-height:1;margin-bottom:6px}
.shortcut-label{font-size:9px;letter-spacing:.3em;text-transform:uppercase;color:var(--text-light);margin-bottom:8px}
.shortcut-action{font-size:10px;letter-spacing:.2em;color:var(--gold)}

.modal-overlay{position:fixed;inset:0;background:rgba(26,22,16,.92);z-index:500;display:flex;align-items:center;justify-content:center}
.modal-box{background:var(--dark-mid);border:1px solid var(--border);padding:32px;width:min(460px,90vw)}
.modal-title{font-family:"Cormorant Garamond",serif;font-size:24px;color:var(--cream);margin-bottom:14px}
.modal-body-text{font-family:"Cormorant Garamond",serif;font-size:17px;color:rgba(250,247,240,.65);margin-bottom:8px}
.modal-ref{font-size:11px;color:var(--gold);letter-spacing:.12em}
.modal-bal{font-size:11px;color:var(--text-light);margin-top:6px}
.modal-actions{display:flex;gap:10px;justify-content:flex-end;margin-top:22px}

.auth-page{min-height:100vh;background:var(--dark);display:flex;align-items:center;justify-content:center;position:relative}
.auth-bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 30%,rgba(201,168,76,.06) 0%,transparent 70%);pointer-events:none}
.auth-card{width:min(460px,92vw);background:var(--dark-mid);border:1px solid var(--border);padding:44px;position:relative;z-index:1}
.auth-card-wide{width:min(620px,95vw)}
.auth-logo{text-align:center;margin-bottom:30px}
.logo-big{font-family:"Cormorant Garamond",serif;font-size:40px;color:var(--gold)}
.auth-logo p{font-size:9px;letter-spacing:.35em;text-transform:uppercase;color:rgba(201,168,76,.5);margin-top:4px}
.auth-title{font-family:"Cormorant Garamond",serif;font-size:24px;color:var(--cream);font-weight:300;margin-bottom:22px}
.auth-form{display:flex;flex-direction:column;gap:14px}
.auth-error{background:rgba(192,57,43,.1);border:1px solid rgba(192,57,43,.3);color:#E74C3C;padding:11px 14px;font-size:12px;margin-bottom:14px}
.auth-success{background:rgba(39,174,96,.1);border:1px solid rgba(39,174,96,.3);color:#27AE60;padding:11px 14px;font-size:12px;margin-bottom:14px}
.auth-link{font-family:"Cormorant Garamond",serif;font-size:15px;color:rgba(250,247,240,.4);margin-top:14px;text-align:center}
.auth-link a{color:var(--gold)}
.auth-link a:hover{text-decoration:underline}

#landing{min-height:100vh;background:var(--dark)}
.landing-nav{position:fixed;top:0;left:0;right:0;z-index:100;padding:0 5vw;height:68px;display:flex;align-items:center;justify-content:space-between;background:rgba(26,22,16,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.landing-logo{display:flex;align-items:center;gap:12px}
.landing-nav-links{display:flex;align-items:center;gap:28px}
.landing-nav-links a{font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:rgba(250,247,240,.6);transition:color .3s}
.landing-nav-links a:hover{color:var(--gold)}
.landing-hero{min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;position:relative;overflow:hidden;padding:80px 20px 140px}
.hero-bg-svg{position:absolute;inset:0;opacity:.07;pointer-events:none}
.hero-glow{position:absolute;inset:0;background:radial-gradient(ellipse 70% 50% at 50% 40%,rgba(201,168,76,.07),transparent 70%);pointer-events:none}
.hero-inner{position:relative;z-index:2}
.hero-eyebrow{display:inline-flex;align-items:center;gap:14px;margin-bottom:24px}
.hero-eyebrow span{font-size:9px;letter-spacing:.4em;text-transform:uppercase;color:var(--gold)}
.hero-line{width:38px;height:1px;background:var(--gold);opacity:.5}
.hero-h1{font-family:"Cormorant Garamond",serif;font-size:clamp(52px,9vw,108px);color:var(--cream);font-weight:300;line-height:.92;margin-bottom:14px}
.hero-h1 em{font-style:italic;color:var(--gold-light)}
.hero-sub{font-family:"Cormorant Garamond",serif;font-size:clamp(17px,2.5vw,30px);color:rgba(250,247,240,.4);font-style:italic;margin-bottom:44px}
.hero-btns{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap}
.hero-stats-bar{display:flex;border-top:1px solid var(--border);background:rgba(26,22,16,.8)}
.hero-stat-item{flex:1;padding:22px 28px;border-right:1px solid var(--border)}
.hero-stat-item:last-child{border-right:none}
.hero-stat-num{font-family:"Cormorant Garamond",serif;font-size:30px;color:var(--gold-light)}
.hero-stat-lbl{font-size:8px;letter-spacing:.28em;text-transform:uppercase;color:rgba(250,247,240,.32);margin-top:3px}
.landing-section{padding:90px 5vw}
.landing-dark{background:var(--dark-mid)}
.landing-ivory{background:var(--ivory)}
.landing-section-header{text-align:center;margin-bottom:56px}
.section-eyebrow{font-size:9px;letter-spacing:.4em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.section-h2{font-family:"Cormorant Garamond",serif;font-size:clamp(30px,5vw,54px);color:var(--cream);font-weight:300}
.section-h2 em{font-style:italic;color:var(--gold-light)}
.services-grid-landing{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(201,168,76,.12)}
.service-tile{background:var(--dark-mid);padding:36px 26px;transition:background .3s}
.service-tile:hover{background:#352d1f}
.service-tile-icon{font-family:"Cormorant Garamond",serif;font-size:30px;color:var(--gold);margin-bottom:14px}
.service-tile h3{font-family:"Cormorant Garamond",serif;font-size:21px;color:var(--cream);font-weight:300;margin-bottom:8px}
.service-tile p{font-family:"Cormorant Garamond",serif;font-size:15px;color:rgba(250,247,240,.4);line-height:1.6}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.about-copy p{font-family:"Cormorant Garamond",serif;font-size:18px;color:var(--brown);line-height:1.7;margin-bottom:12px}
.about-pillars{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--border)}
.pillar-tile{background:var(--ivory);padding:22px}
.pillar-icon{font-family:"Cormorant Garamond",serif;font-size:26px;color:var(--gold);margin-bottom:8px}
.pillar-name{font-size:9px;letter-spacing:.25em;text-transform:uppercase;color:var(--text);margin-bottom:4px}
.pillar-desc{font-family:"Cormorant Garamond",serif;font-size:13px;color:var(--text-light)}
.landing-footer{background:var(--dark);border-top:1px solid var(--border);padding:32px 5vw;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.landing-footer span{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:rgba(250,247,240,.2)}
.footer-links{display:flex;gap:20px}
.footer-links a{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:rgba(250,247,240,.2);transition:color .3s}
.footer-links a:hover{color:var(--gold)}

.sidebar-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:190}

/* ── PIN INPUT ── */
.pin-input-wrap{display:flex;gap:0}
.pin-input-wrap input{flex:1;border-right:none}
.pin-toggle{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.2);border-left:none;padding:0 14px;color:var(--text-light);cursor:pointer;font-family:"Josefin Sans",sans-serif;font-size:9px;letter-spacing:.2em;text-transform:uppercase;transition:all .2s;white-space:nowrap}
.pin-toggle:hover{color:var(--gold);border-color:var(--gold)}
.field-hint{font-size:9px;color:var(--text-light);letter-spacing:.05em;margin-top:3px}
.form-success{background:rgba(39,174,96,.1);border:1px solid rgba(39,174,96,.3);color:#27AE60;padding:10px 14px;font-size:12px}

/* ── ADMIN USER DETAIL ── */
.detail-grid{display:grid;grid-template-columns:1fr 2fr;gap:22px;margin-bottom:22px}
.detail-card{background:var(--dark);border:1px solid var(--border);padding:28px;display:flex;flex-direction:column;align-items:center;gap:12px;text-align:center}
.detail-avatar{width:72px;height:72px;background:var(--dark-mid);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:"Cormorant Garamond",serif;font-size:28px;color:var(--gold)}
.detail-name{font-family:"Cormorant Garamond",serif;font-size:22px;color:var(--cream)}
.detail-id{font-size:10px;letter-spacing:.2em;color:var(--gold)}
.detail-meta{font-size:11px;color:var(--text-light)}
.info-list{display:flex;flex-direction:column;gap:0}
.info-row{display:flex;align-items:center;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(201,168,76,.08)}
.info-row:last-child{border-bottom:none}
.info-label{font-size:9px;letter-spacing:.28em;text-transform:uppercase;color:var(--text-light)}
.info-value{font-family:"Cormorant Garamond",serif;font-size:16px;color:var(--cream)}
.edit-balance-form{display:flex;gap:8px;align-items:center;margin-top:4px}
.edit-balance-form input{width:140px}

/* ── RESPONSIVE ── */
@media(max-width:1100px){
  .detail-grid{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:900px){
  /* Sidebar slide-in */
  .sidebar{transform:translateX(-100%);position:fixed;z-index:300}
  .sidebar.open{transform:translateX(0);box-shadow:4px 0 24px rgba(0,0,0,.5)}
  .sidebar-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:290}
  .sidebar-overlay.open{display:block}
  .main-content{margin-left:0}
  .sidebar-toggle{display:flex !important}

  /* Grids collapse */
  .two-col-grid,
  .form-grid-2,
  .services-grid-landing,
  .about-grid,
  .detail-grid,
  .admin-shortcut-grid{grid-template-columns:1fr !important}

  /* Stats 2-col on tablet, 1-col on phone */
  .stats-grid{grid-template-columns:1fr 1fr}

  /* Tables scroll horizontally */
  .table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}
  .data-table{min-width:600px}

  /* Page padding */
  .page-content{padding:14px}
  .topbar{padding:0 14px}
  .panel-body{padding:16px}
  .panel-header{padding:14px 16px}

  /* Page narrow fills full width */
  .page-narrow{max-width:100%}

  /* Quick actions 2-col */
  .quick-actions-grid{grid-template-columns:repeat(2,1fr)}

  /* Auth card full width */
  .auth-card,.auth-card-wide{width:95vw;padding:28px}

  /* Landing nav hide text links */
  .landing-nav-links a:not(.btn){display:none}
  .hero-stats-bar{flex-wrap:wrap}
  .hero-stat-item{flex:0 0 50%;border-bottom:1px solid var(--border)}

  /* Loan details single col */
  .loan-details{grid-template-columns:1fr 1fr}

  /* Action buttons wrap */
  .action-btns{flex-wrap:wrap}
  .modal-box{padding:22px}
  .topbar-date{display:none}
}

@media(max-width:480px){
  .stats-grid{grid-template-columns:1fr}
  .quick-actions-grid{grid-template-columns:repeat(2,1fr)}
  .loan-details{grid-template-columns:1fr}
  .hero-stat-item{flex:0 0 100%}
  .quick-amounts{grid-template-columns:repeat(2,1fr)}
  .topbar-title{font-size:16px}
  .page-content{padding:10px}
  .bank-card{max-width:100%}
}